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When looking at a retirement community, find out if it is accredited. The Continuing Care Accreditation Commission is the only accrediting agency for continuing care retirement communities. Ask how medical care is provided. Is assisted living or nursing home care on site or on-call? Scrutinize the agreement and make sure you thoroughly understand it. Also, some retirement communities will let potential applicants spend a night in the retirement community home and take a meal. If you do this, take every opportunity to talk to as many other residents as possible to get a truly unvarnished view.