Question:

How can 401 retirement plans and IRAs help me save for retirement?

Prestaciones de seguridad social

El Seguro Social paga beneficios de Seguro Social en función de su edad de jubilación, que a su vez depende del momento en que usted nació. Beneficios de Seguro Social son un aspecto importante de la planificación de su jubilación, así que presta atención a la cantidad que usted tiene y cuando tendrá que usarlo! Si usted nació antes de 1938, su "plena edad de jubilación es de 65 años. Debido a la esperanza de vida, la edad de jubilación completa está aumentando para las personas nacidas después de 1938. Usted puede comenzar su beneficios de Seguro Social tan pronto como los 62 años, pero la cantidad que recibe cada mes será menor que si se inicia a la edad de jubilación completa.

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