Smart estate planning

The most basic step in estate planning is writing a will. Will estate planning is crucial if you are concerned about the dispostion of your assets after your death. If you don't make a will, state law will determine who gets your property, and you may not agree with their choices. If you still have children at home, a judge may decide who will raise them. In your will, you can make these decisions yourself. If all you need is a basic will, you can confidently use a good self-help book or software to make a legally binding will.